1. The difference between a gold card and a platinum card is mainly reflected in the amount, annual fee and rights and interests.
1, different rights and interests. Puka and Gold Card only distinguish between ordinary customers and quality customers. If it is just a daily consumption card, there is little difference between a Puka and a Gold Card. If you use a platinum card, you need to calculate your financial resources and usage.
2. The annual fee is different. Puka and gold cards will be exempted from annual fees after spending a certain number of times, but platinum cards generally have to pay an annual fee, which is higher. At the same time, the services that Platinum Card enjoys are relatively high, such as VIP service at the airport, VIP dedicated channel, etc. Therefore, the platinum card is really used by high-end customers.
3. The quota is different. Credit cards are divided into ordinary cards, gold cards and platinum cards from low to high. Generally speaking, there is little difference between a gold card and an ordinary card. The theoretical lower limit of gold card and ordinary card is the same, generally around 1 10,000, while the amount of platinum card is usually above 50,000.
Two. Exclusive rights and interests of CITIC Bank Platinum Credit Card holders
(1) "36+ 1 "full motion
(2) Longtengka Airport and VIP room of high-speed rail
(3) automobile road rescue
(4) Appointment registration and escort
(5) Women's health examination (exclusive to Magic Platinum Card)
(6) Dental cleaning care and family health examination
Three. China CITIC Bank Credit Card Gold Card
24-hour free aviation accident insurance, 24-hour free accident hospitalization medical insurance, 24-hour SMS notification service, credit card feedback, double points.
China residents who have reached the age of 18, have full capacity for civil conduct and good credit standing, foreigners with permanent residency in China and compatriots from Hong Kong, Macao and Taiwan can apply for personal credit card master card with their valid identity documents.
Personal cardholders can also apply for supplementary cards for other natural persons with full civil capacity or natural persons with limited civil capacity. Supplementary card application materials must be confirmed by the main card holder by personal signature, customer service telephone recording, electronic signature or the way recognized by both the cardholder and the issuing bank. The main cardholder can apply for cancellation of the supplementary card at any time.