1, the handling fee for Phase 2 is 1.0%.

0.9% handling fee for Phase 2 and Phase 3.

The handling fee for Phase 3 and Phase 6 is 0.75%.

4. The handling fee for10 installment is 0.7%.

5. The handling fee for12 installment is 0.66%.

6. The handling fee for18 installment is 0.68%.

The handling fee for the 7th and 24th installments is 0.68%.