The CCB Zhiyin Dragon Card is an airline co-branded card jointly issued by China Construction Bank and Air China ***. You can enjoy value-for-money mileage redemption services. The points accumulated by swiping the Zhiyin Dragon Card can be redeemed according to 12: Gold The card has a value-for-money ratio of 15:1 and is automatically redeemed for Air China miles every month.
Zhiyin Dragon Card comes with free high-value insurance. If you use Zhiyin Dragon Card to purchase air tickets, you can get aviation accident insurance of 500,000 yuan for platinum cards and 1 million yuan for gold cards; if you take a domestic Air China flight that is delayed for more than 4 hours, you can Obtain air delay insurance and baggage delay insurance to provide comprehensive protection for passengers' travel.
The annual fee of CCB Zhiyin Dragon Card is 160 yuan/year, but the annual fee is waived in the first year, and the annual fee is waived after 3 purchases. Every RMB 1 spent earns 1 point, and every US dollar spent earns 1 RMB. Earn 7 points, and the points are permanently valid; the maximum cash withdrawal ratio is 30%, the cash withdrawal fee is 0.5% of the cash withdrawal amount, and the minimum domestic fee is 2 yuan; the interest-free period is 20-50 days.