The annual fee of China Everbright Credit Card 1 188 yuan can be deducted by points. According to the credit card regulations of China Everbright Bank, before 202 1, 12, 3 1, the annual fee of Platinum Card will be charged at 1 188 yuan/year, which can deduct 500 yuan and 654.38 million points, and directly deduct 200,000 points in the following year. When deducting money, you can call the customer service phone of Everbright Credit Card, transfer to manual customer service, and apply to the customer for points to deduct the annual fee.

If Everbright Credit Card needs to charge an annual fee of 1 188 yuan, it means that this credit card is a platinum credit card of most banks, and only platinum cards will charge an annual fee of1/88 yuan. It should be noted that if the cardholder does not have enough points to deduct the annual fee, the annual fee will be deducted directly from the credit card limit.

1. There are many kinds of credit cards in China Everbright Bank.

1. Sunshine Business Travel Platinum Card;

2. Golf Platinum Card;

3. Platinum card jointly signed by airlines and passengers;

4.Ulumujiwo Everbright Card Platinum Card;

5. Shanghai Everbright UnionPay Classical Music Theme ic Platinum Card;

6. Changchun Pacific Insurance Co-branded Platinum Card;

7. Changchun Yanji Department Store Joint Deposit and Loan Integrated IC Platinum Card;

8. Chengdu Everbright Baozhong Tourism Joint Border Platinum Card;

9. Changchun Tourism World Joint Deposit and Loan Integrated IC Platinum Card;

10. Xiamen Chunhui Tourism Co-branded Credit Card Platinum Card;

1 1.5 1 Buy a joint platinum card;

12. Dalian Pratt & Whitney Tourism IC Platinum Card;

13. Smart business credit card;

14. UnionPay multi-currency platinum card;

15. Yanhuang Platinum Card;

16. Lehuijin quasi-credit card, etc.

Most of the above are platinum cards for joint cooperation. The specific characteristics and benefits are related to the cooperative company. The cooperation between banks and companies is a win-win relationship. You can look at the characteristics of each card and choose what you want to do.

Secondly, there is an IC platinum card, so what are the benefits of this card?

1. The annual fee is relatively high, but you can exchange points for annual fees.

2. The points obtained are double, and there are activities such as giving away points on cardholders' birthdays or special festivals.

3. Enjoy the VIP reception hall at the airport.

4. You can enjoy automobile road rescue service.

5. You can enjoy travel accident insurance by spending 80% of your travel expenses or travel expenses with a platinum card.

6. You can enjoy the preferential subscription service of designated golf courses.

Platinum card belongs to high-end business, which is generally characterized by special plane access, exclusive rest area, cooperation with professional hospitals, and cooperation with some leisure places, such as golf courses. The disadvantage is that if the consumption does not meet the requirements of the joint card, the annual fee will be generated, which is also relatively high, ranging from 300 to 3000.

Extended data

China everbright bank platinum card application conditions:

1. Anyone who has reached the age of 18;

2. Have full capacity for civil conduct and a legal and stable source of income;

3. Individuals with good credit can apply to the bank's card issuer with their valid identity documents.