If the user's ETC is associated with a credit card, because the credit card itself has the function of fund infiltration, the financial institution will analyze the credit card once a day, and the user only needs to settle the credit card cancellation _ credit card bill before the monthly repayment date. It must be noted that under normal circumstances, the credit card loans overdue will endanger the personal credit report in one day, and there will generally be a three-day repayment buffer period, so the ETC credit card can't repay more than three days at the latest.
It is best for users to complete the loan repayment within the specified time, so as not to affect the personal credit report. In addition, if the credit card is not enough, it will lead to unsuccessful deduction when driving, and in more serious cases, it is likely to be blacklisted. However, applying for a credit card may have certain benefits, such as sometimes enjoying some discounts, such as reducing gasoline and car wash service.
If the user is associated with a savings card, he must pay attention to it in time to ensure that there is enough account balance deduction in the savings card. If the balance in the savings card is insufficient, the deduction will be unsuccessful. In more serious cases, it will be blacklisted by the fast ETC core, and it will be impossible to drive highways all over the country normally.
As long as the user deposits enough assets, generally after 24 hours, the financial institution will deduct the user's highway fee loan, and the ETC system software will remove your credit blacklist, and everything will run normally in the future. But the savings card failed to participate in these promotional activities.
In short, credit cards and savings cards have their own advantages and disadvantages, so ETC is related to credit cards or savings cards, depending on the needs of car buyers.
Million car purchase subsidy