Credit cards do not have a transfer function. Your savings card can be transferred to a CCB credit card for repayment, but it cannot be transferred out. So to put it simply, credit cards can only be transferred in but not out.

Currently, the annual fee for most CCB credit cards is 80 yuan/year for regular cards and 160 yuan/year for gold cards. As long as you make 3 purchases or cash withdrawals with your card every year, you can waive the annual fee for that year. , and there are no restrictions on the amount and location of consumption, and online consumption also counts, so it is still very easy to do.