When you no longer need to use a China Construction Bank credit card, there are several ways to cancel it:

First, call the 24-hour customer service hotline of China Construction Bank directly and inform the customer service Your cancellation requirements. Make sure there is no outstanding balance on the card, as the outstanding balance must be paid off before the card can be successfully cancelled. Also, make sure you have your card in hand to keep your account safe.

Another way is to go to the bank counter in person. Choose to go after work, explain your situation to the staff, and they will assist you in completing the deregistration procedure. This method is more intuitive and avoids possible misunderstandings caused by telephone communication.

After the cancellation is completed, it usually takes a 45-day waiting period. During this period, if there are no arrears and excess deposits, the account will be officially canceled without additional procedures. Before canceling, be sure to confirm that your credit card status meets the above conditions.

It should be noted that if the credit card has not expired, you may need to apply first, and then go to the bank to formally cancel the account after a period of time. If the card expires and the balance is zero, you can cancel the account directly at the designated outlet. If someone else does it on your behalf, a power of attorney and valid certificates must be provided.

In short, during the cancellation process of China Construction Bank's credit card, you need to pay attention to the account status and relevant regulations, and ensure that all operations comply with the requirements to avoid additional fees and troubles.