The bank’s credit card installment interest rates are 0.9%, 1.8%, 2.7%, 3.6%, 5.4%, and 7.2%.

The interest rate for ICBC credit card installment payment is: 0.9% for 3 installments, 1.8% for 6 installments, 2.7% for 9 installments, 3.6% for 12 installments, and 3.6% for 18 installments. It is calculated at 5.4% in one period and 7.2% in 24 periods.

Bill installment refers to the business of transferring all or part of the consumption transactions of the previous period's bill to installments at one time between the bill date and the due repayment date.

The procedure is simple and quick to apply, and can be applied through counters, mobile banking, online banking, telephone banking, SMS, self-service terminals and other channels.