Hello, as you said, there are many banks in Beijing that can handle credit cards. Basically, domestic banks with credit card business also have business outlets in Beijing, so it is more convenient to apply. As far as my personal experience is concerned, I recommend China Merchants Bank's credit card, which has a high quota, good credit card service and many preferential activities.

The most important condition for China Merchants Bank to apply for a credit card is that 18-60 years old or above, and has a stable job and income. The necessary application documents are copies of identity certificate and work certificate. If other financial documents can be provided, it will be more helpful to improve the credit line. Details of applying for China Merchants Bank Credit Card are as follows:

1. Identity certificate: generally, it is an ID card (two copies are required), and soldiers need to provide a copy of their military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.