ICBC pledge loan is not conducive to increasing the credit card limit, but the lender's good loan repayment record will help to increase the credit card limit.

When a cardholder applies for a credit card, the bank will determine the limit based on the cardholder’s creditworthiness and financial resources at that time. If the cardholder uses the credit card normally for a long time without any abnormal status such as overdue, and within a certain period of time ( Generally 3 months to 6 months) If the credit card payment amount is more than 60% of the limit, the bank's system will automatically adjust the temporary limit or fixed limit. If there is no adjustment, you can contact the customer service staff of the bank's credit card center to apply for a limit increase. Some card banks can directly call you to apply for a limit increase.

Tips for increasing credit card limit:

Maintain credit: repay the loan in full and on time; repay the loan diligently 3 months before opening the card, and repay it as soon as you have money.

Use the card frequently, regardless of size, more than 20 times a month.

The amount used on the card must be at least 50% of the total limit.

The billing for card consumption must be for 3 consecutive months without interruption, that is, consumption must be made every month.

Use the card for 3 or 6 months and call to increase the credit limit (it doesn’t matter if you are rejected, just persevere. Sometimes different customer service applications will be handled differently).

If you need money temporarily, you can apply for a temporary increase, which will be easier to approve.