A way to withdraw money directly from UnionPay deposit and withdrawal machines can only get half of the credit limit. For example, if the credit line is 50,000, only 25,000 can be withdrawn at most.

Another common way to withdraw cash is to brush it out on a POS machine. In the way of virtual message, the merchant charges a small fee and gives you cash directly. The bank doesn't know how you got out.

As shopping expenses. There is an interest-free period. Have a plenty of 50 days, as long as it is paid off within the specified time, it will not generate interest.

Credit card consumption needs to be paid at POS, and can be handled at ATM and counter if necessary.

Please pay attention to the following points when paying by credit card:

① First, check whether the card number and amount listed in the consumption bill are correct, and pay attention to whether the consumption currency and amount expressed in words and figures are correct;

2 when swiping the card, don't let the card stay away from your sight, so as to avoid the information in the card being stolen;

3 After the transaction is completed, please check your bank card, which is really your bank card;

④ After the transaction is completed, please keep the root contact of the signing cardholder for verification.

Credit card cashing penalty:

Article 7 of the Interpretation of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Impairment of Credit Card Management stipulates: In violation of state regulations, using point-of-sale terminal equipment (POS machines) and other methods,

Pay cash directly to credit card holders through fictitious transactions, false pricing, cash return, etc. If the circumstances are serious, he shall be convicted and punished for the crime of illegal business operation in accordance with the provisions of Article 225 of the Criminal Law.

Article 225 of the Criminal Law of People's Republic of China (PRC) stipulates that the crime of illegal business operation refers to the crime of committing one of the following illegal business operations in violation of state regulations.

(a) without permission, dealing in franchise, monopoly goods or other commodities with restricted trading as stipulated by laws and administrative regulations;

(2) buying and selling import and export licenses, import and export certificates of origin and other business licenses or approval documents stipulated by laws and administrative regulations;

(three) without the approval of the relevant competent departments of the state, illegally engaged in securities, futures, insurance business or illegally engaged in fund settlement business;

(four) engaged in other illegal business activities, disrupting the market order, and the circumstances are serious.

Credit card cashing behavior includes:

First, it is often a large credit card. A single large credit card swipe is most likely to be suspected by banks, because in the eyes of banks, normal credit card consumption is small and diverse. However, credit card cashing is mainly a single large amount and few times, and the credit card swiping time is generally within a few days after the bill date.

Second, you often swipe your card on the pos of fixed merchants. Pos machines all have IP addresses. If you often swipe your card on the POS of a fixed merchant, then the bank will suspect that you are cashing in. People who often swipe their cards on the POS of fixed merchants are definitely not normal, and they are likely to cash out.

Third, the same card swipes cards on multiple pos machines in a short time. The bank suspects that the cardholder is suspected of cashing out, which is nothing more than judging from the amount, place and time of swiping the card.

If your credit card is swiped at different POS machines many times in a short period of time, then the bank will naturally suspect you of cashing out.