Everbright Credit Card, 10,000 yuan, the bill is divided into 12 installments, and the total interest is 984 yuan.

The calculation formula for Everbright Bank’s credit card installment fee is: Handling fee per installment = Installment amount × Rate per installment. Everbright Bank credit card has bill installment handling fee, optional installment handling fee, transaction installment handling fee and cash installment handling fee. The handling fee rate is:

1. Bill installment: can be divided into 3 installments and 6 installments , 9, 12, 18 and 24 periods, the rates for each period are 0.9, 0.82, 0.8, 0.8, 0.87 and 0.9 respectively.

2. Cash withdrawal installments: It can be divided into 3, 6, 9, 12 and 18 periods. The handling fees for each period are 1, 0.85, 0.83, 0.85 and 0.9 respectively.

Extended information

The features of Everbright Bank credit card are as follows:

1. Password consumption, safe and reliable.

Sunshine Credit Card has a unique password-based consumption function, making your credit card transactions safer and more reliable.

2. Repay customers with endless excitement.

Sunshine Credit Card has a rich customer reward program and a variety of reward methods, so that every expenditure of yours can be rewarded, making your life more exciting. Detailed terms will be announced soon, so stay tuned.

3. One card, two currencies, universally accepted.

Card purchases can be made at special merchants that accept VISA card services in more than 240 countries and regions around the world, and local currencies can be withdrawn at more than 840,000 ATM machines with the VISA logo around the world.

4. Overseas card payment in RMB.

Sunshine Credit Card has opened credit card RMB settlement business in Hong Kong, Macau, Singapore, South Korea, Thailand and other places. Transactions conducted at merchants or ATMs with the "UnionPay" logo can be settled and repaid in RMB. payment.

For foreign currency transactions, Everbright Bank will settle based on the exchange rate of the day. When withdrawing cash from overseas ATMs with the "UnionPay" logo, you need to pay a cash withdrawal fee of 1% of the transaction amount in RMB, with a minimum of 15 RMB.

5. Overseas foreign currency consumption, domestic RMB repayment.

For foreign currency consumption abroad with Sunshine Credit Card, you can apply over the phone to purchase foreign exchange for repayment in RMB or directly repay in U.S. dollars, freeing you from the worries of insufficient foreign exchange and exchange.

6. Easily withdraw cash at home and abroad.

You can use your transaction password to withdraw RMB cash at Everbright Bank counters, ATMs or other bank ATMs with the "UnionPay" logo in China. You can also withdraw RMB cash at ATMs with the "VISA" logo overseas. Withdraw local currency from a machine or bank counter.

Baidu Encyclopedia--Everbright Bank Credit Card

Everbright Credit Card--Instalment Service