The differences are as follows:

1. Different natures

Credit cards, also called credit cards, are issued by commercial banks or credit card companies to consumers with qualified credit. Credit certificate. Bank cards refer to credit payment instruments issued to the society by approved commercial banks with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc.

2. Different development history

The earliest credit card appeared at the end of the 19th century. In the 1880s, the British clothing industry developed so-called credit cards, and the tourism and business sectors followed suit. Since the 1970s, due to the rapid development of science and technology, especially the application of electronic computers, the scope of use of bank cards has continued to expand.

3. Different classifications

Credit cards are divided into credit cards and quasi-credit cards, and bank cards are divided into credit cards and debit cards.

Baidu Encyclopedia--Credit Card

Baidu Encyclopedia--Bank Card