How to check the opening date of China Construction Bank credit card
Call the customer service hotline.
The first is how to check the opening time of a credit card: You can only check the opening time of a credit card by calling the customer service hotline. The date on the card is the validity period of the credit card. The validity period of bank credit cards is generally 5 years, and for some banks it is 10 years. After the validity period expires, the bank will decide whether to allow the customer to continue using the credit card based on the customer's past use of the credit card.
How to know when the credit card was applied for?
There are four methods:
1. You can calculate the application time of your own card by working backwards from the card's validity period. . .
1. Method: The validity period of the card is clearly displayed on the card face. Find the validity period. If it is 5 years, extrapolate five years forward and add 1 to the month to get the card.
2. Read the card validity period: Our credit card card has a clear validity period, and the display format is: month/year (MM/YY), such as 09/18, which means the card is valid in September 2018. maturity.
3. Calculate the card application time: Knowing the card expiration time, we can start to work backwards. Most credit cards are now valid for five years. Therefore, the credit card with the expiry date on the card face is 09/18. The card application time is: five years forward from September 2018, that is, October 2013.
4. Note: Add 1 to the month here, it is no longer September but October!
2. Log in to credit card online banking and you can directly check the card application time. This method can be operated by yourself at any time, and it is convenient and fast. It is recommended to consider this method;
3. Call the credit card customer service. After password verification and identity verification, you can check the card application time. The bank customer service hotline is in a "busy" state from 8 a.m. to 2 a.m., and it takes a long time to enter a manual agent, so this method is not recommended;
4. Go to the bank counter or credit card At the marketing center counter, after passing password verification and identity verification, you can check the card processing time, but the counter is usually open on working days.
I hope the following information will be helpful to you:
A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
Credit cards stipulated in the relevant laws of our country ("Interpretations of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, transfer settlement , cash deposit and withdrawal and other full or partial functions of the electronic payment card. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.
Starting from January 1, 2021, the credit card overdraft interest rate will be determined independently by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of credit card overdraft interest rates will be cancelled. The daily interest rate is 0.7 times 5/10,000). On May 25, 2021, the Supreme People's Court issued and implemented the "Regulations of the Supreme People's Court on Several Issues Concerning the Trial of Bank Card Civil Cases".
How to check the opening time of Bank of China credit card account?
To inquire about the Bank of China credit card account opening date, you can call the Bank of China credit card customer service hotline 4006695566.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.
How to check the issuance time of a credit card?
You can only check the opening time of a credit card by calling the customer service hotline. The date on the card is the validity period of the credit card.
1. The validity period of bank credit cards is generally 5 years, and for some banks it is 10 years.
1. After the validity period expires, the bank will decide whether to allow the customer to continue using the credit card based on the customer's past use of the credit card. Credit card
2. The validity period of the credit card is expressed in MM/YY. For example, if it is valid on 09/16, it will expire in September 2016.
If you have more details, please inquire about the credit card opening time. Or you still don’t know how to check the opening time of your credit card. You can call the bank’s customer service number on the back of your credit card to inquire carefully, or you can directly ask customer service for help in opening it.
2. Credit card activation process:
1. Credit card activation process by phone:
Call the credit card’s 24-hour customer service hotline and follow the prompts.
After selecting the Chinese service in the voice, select the credit card, enter credit card++, enter the credit card validity period and the three-digit security verification code on the back of the card. Select credit card activation and password settings, and then press the # key to end.
2. Credit card online banking card opening process:
Log in to the bank's official website (browser computer: macbookpromos14 to open Google version 92.0.4515.131), click on the homepage of the credit card center, click on the right side Open a card and set a password.
Verify the credit card application reservation information, such as home phone number, ID number, etc.
3: Credit card bank counter opening process:
Bring your ID card and credit card, fill in the special business application form, and let the staff handle the activation of the credit card.
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2. If you do not open the card after receiving the credit card, you have not activated the credit card;
3. An unactivated credit card cannot be used for overdraft, consumption, or payment;
< p>4. Credit cards that are not activated can be used as debit cards.Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.
That’s it for the introduction of credit card opening date inquiry.