It is easier to brush it five times, and there is no annual fee for the following year. There is generally no limit to the amount. To be prudent, call the bank. You don't usually stop spending, do you? You can take a credit card to an ordinary supermarket, such as three yuan for a bottle of drinks, one yuan for noodles and two yuan for salted duck eggs; If you swipe your card once a year, as long as it is five times a year, you can waive the annual fee for the next year.

This credit card can also be bound to third-party software, such as Alipay and WeChat. Use Alipay WeChat to pay in the supermarket, and the same is true for card records.

Off-topic:

Generally, those who have little money or are unwilling to pay high interest will fully enjoy the interest-free period ranging from 20 to 60 days given by the bank before the final repayment date of the bill. Except this repayment method, any other repayment method has to pay full interest, and there is no interest-free period. The credit card interest is a bit high, 654.38+00000 5 yuan per day, which is equivalent to the annual interest rate of more than 654.38+08%, and it is compound interest.

Thank you for your question.