Hello, the consequences of not repaying a credit card overdraft are quite serious. Generally speaking, it will lead to the following situations:

1. If you default on your credit card for a long time, it will be more serious than the original payment. With the overdraft amount, plus late payment fees and 0.5% interest per day, the final interest may be several times the principal.

2. The cardholder’s bad repayment record will be recorded in the personal credit information system, forming a credit stain, which will exist in the personal credit information system for 5 years and continue to affect the cardholder’s loans, house purchases, and purchases. Cars and so on life.

3. If the bank believes that the cardholder has maliciously defaulted, it will sue the People's Court for credit card fraud. Credit card fraud is an economic crime.

So try not to overdraft your credit card and be unable to repay it. You must raise funds as soon as possible and then repay it.