1. Regular card: As the lowest-level credit card, it is widely used by the general public. There is basically no annual fee, or it can be waived by swiping a few times. The limit is generally between 5,000 and 10,000 yuan.

2. Gold Card: The credit limit of a Gold Card is generally between 10,000 and 50,000, and the annual fee is generally relatively high, but there are also opportunities to waive it. The approval of the gold card is more strict, but you can enjoy a variety of value-added services.

3. Platinum card: Applying for this card has relatively high financial requirements. The annual personal income is required to be at least 200,000 yuan. Platinum card The card mainly serves high-end users, and its approval is strict. The special services of the Platinum Card are mainly reflected in golf, airport VIP, free physical examination, mileage redemption, emergency support services, etc. The services are high-end enough so there is no way to save on the annual fee, which can range from a few thousand to a few hundred.

4. Diamond Card: Diamond Card is currently the highest credit card type issued by ordinary card issuers, and the review conditions are even more stringent. The diamond card limit is very high, usually around one million yuan, and the application requires the cardholder to have an income of more than one million yuan. The corresponding service is also top-notch.

5. Black card: You can have unlimited overdrafts, and the annual fee is waived. You cannot apply for it. It can only be recognized by the bank and you actively request to apply for a black card. The benefits are the most luxurious in the world.