Citibank credit card limits are generally between 5,000 and 500,000, and you can generally get a credit line of more than 10,000 when you apply for the first time. Citibank will grant a credit limit based on the cardholder's credit status and comprehensive qualifications.

And the limit also depends on the credit card level. The higher the level, the higher the initial limit. The initial limit of the Platinum Card is generally higher than that of the Gold Card.

The initial limit of Citibank Gift Card is generally 0-50,000 yuan, with a cap of 50,000 yuan. The initial limit of a gift card is generally 20,000-500,000 yuan, or even higher.

Extended information:

The credit card limit depends on the following points:

1. The applicant’s own qualifications: the applicant has a stable job and a high income If the applicant has good property status and a good credit record, then the credit card limit he can apply for will be relatively high; conversely, if the applicant has an unstable job or a low income and cannot provide sufficient property proof, then he Your overall score will be low, and accordingly the credit card limit you can apply for will also be low.

2. Card-issuing bank: Different banks have different credit card credit limits. Some banks give higher credit limits and some lower credit limits. Minsheng Bank is a bank with generally higher credit limits.

3. Type of card: Different types of credit cards have different levels, and the corresponding credit limits are also different. The higher the card level, the higher the initial limit that can be issued. Generally speaking, platinum The initial limit of the card is higher than that of Jinpu Card.

Citibank-Credit Card FAQ