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Do I need to reserve a phone number to apply for a credit card?
The mobile phone number is not limited to the same person. This mobile phone number can be someone else's or your own. But it must start with the registration in real-name registration system, because it involves the authenticity of personal information. It should be noted that the cardholder's mobile phone number must be inserted into the mobile phone before it can be turned on, because the card can only be opened if the mobile phone number receives the SMS verification code from the bank, so as to ensure that your mobile phone number can be used to receive phone messages.

1. Must the reserved phone number of the credit card be the phone number handled by the cardholder's ID card?

Yes, because after the credit card is processed, I need to activate it myself During the activation process, you need to use your ID number and mobile phone number. These two numbers must be consistent with my own to activate successfully.

1. I have a card of China Merchants Bank. When modifying the "mobile phone number bound by one card (M2)" at the counter, I need to hold the original valid account opening certificate and my mobile phone (I don't need to show my one card) to modify it (both in the same city and in different places). When processing, I need to receive the verification code through the new mobile phone number. If you apply for online banking professional version of UKEY, you can also maintain it through the professional version of "All-in-One Card"-"Account Management"-"Modify Contact Information" menu, without queuing at the counter.

Second, do I have to apply for the reserved number of the bank card with my ID card?

The bank that reserves the mobile phone number will not verify it, but it is very important that the reserved mobile phone number of the bank card must be used by the customer himself. Because the change of the reserved mobile phone number will affect the acceptance of sending SMS verification code in the future, which is related to the financial security of your bank card, it must be the mobile phone number used by the customer himself.

3. Do I have to apply for my ID card for the mobile phone number bound by online banking?

If it is a card of China Merchants Bank, there is no restriction on the mobile phone number handled by my ID card. However, the mobile phone number bound by online banking is used to receive account information and verification code, which is related to account security. We advise customers to keep their mobile phone numbers as much as possible. Must the reserved number of the bank card be the number handled by my ID card? The reserved mobile phone number is not necessarily my real name, as long as I can receive a short message from the bank.