What are the financing methods for urgent need of money? There is an old saying that a penny can force a hero to death, but with the progress of society, it is unlikely to force a man to death because of lack of money. The shortage of funds can be solved through financing. So what are the common financing methods for urgent need of money? 1. Credit card loans < /p > Credit cards are an important source of funds for loans. Although many people think that credit card is a non-traditional financing channel, the practice of using credit card to finance funds has become increasingly common and widely accepted.

2. Bank loan < /p > A bank may be a loyal partner of the lender, and it is a special enterprise that specializes in lending money and credit. It gathers a large number of depositors' huge funds at a certain cost, and the bank is like a "reservoir" of funds, ready to provide qualified enterprises and individuals with loans of various terms and amounts they need at any time.

3. Small secured loans < /p > In order to promote the reemployment of laid-off and unemployed people, the financial budget arranges special funds for small secured loans for laid-off and unemployed people. Banks grant loans to eligible small enterprises, and the financial department can give a discount at the expected annualized interest rate of 5% according to the loan benchmark announced by the People's Bank of China, but no discount will be given during the extension period.

4. Mortgage-secured loan < /p > If the loan has a stable income, it can also become an excellent credit resource. In particular, civil servants, employees of institutions, lawyers, doctors, financial professionals and other high-quality credit customers can easily apply for a guaranteed loan of about 1, yuan.

5. p2p network loan < /p > With the development of the Internet and the rise of private lending, the p2p lending model has penetrated into our lives more and more, and common platforms such as CreditEase, Ping An Loan and so on. < /p > The above are the common ways of personal financing. Friends who are in urgent need of money can try to apply for it according to their actual situation.