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Can I use my credit card on the same day?
Hello, it usually takes 10 working days from the receipt of your application materials by the audit department to the completion of the credit card. After approval, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered letters is 15 days. If you haven't received it for a long time, please call the service hotline 400-820-5555, and select 3# credit card application consultation-1 apply for credit card consultation-transfer to manual service for detailed verification.

The annual credit card fee of China Merchants Bank is RMB 100/year for ordinary cards and 300 yuan for gold cards. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuing date of your card (the validity period under the credit card number, and the previous date is the issuing date), which is not a natural year.

If you successfully apply for China Merchants Bank credit card, China Merchants Bank credit card or partners will reduce the annual fee for the first year, and the annual fee will be reduced for six times (unlimited amount) in the whole year of the second year (from the spontaneous card date, non-natural year), and reduced for six times in the third year. The annual fee for a single card can be reduced or exempted for the following year after spending 6 times (the amount and form are not limited). And this offer is valid for a long time before the change notice of the new annual fee preferential policy. The number of online consumption can also be accumulated into six annual fee reductions in the following year.

(Unlimited Card/Platinum Card/Business Card /ANA Co-branded Card /VISA MINI Card /MSN MINI Card /VOGUE Titanium Card /HELLOKITTY Fans Gold Card Miss Kitty Perfume Credit Card excepted)

(You can consult any credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center. )