Credit cards have many functions, and different functions correspond to different usage methods, as follows:

1. Consumption: After activation, you can swipe the card at the merchant's POS machine for consumption, or Bind to WeChat, Alipay and other software for online payment;

2. Repayment: You can insert the credit card into the ATM and deposit the money to repay;

3. Withdraw cash: Insert your credit card into the ATM, enter the withdrawal amount and withdraw cash.

Note: After you get your credit card for the first time, you need to activate it before you can use it.