The bank's afternoon working hours are 2:00-5:00

1. The role of the bank

The bank is an enterprise that operates money, and its existence is convenient The raising and financing of social funds is a very important part of financial institutions. We can see that the business of a bank, on the one hand, collects idle monetary funds and small monetary savings in society by absorbing deposits, and then lends them in the form of loans to people who need to replenish currency; here , banks act as intermediaries between lenders and borrowers. On the other hand, banks handle currency collection, payment, settlement and other services for commodity producers and merchants, and they also act as payment intermediaries. In short, banks play the role of credit intermediaries.

2. Basic functions of banks

The basic functions of commercial banks include: credit intermediary, payment intermediary, credit creation, and financial services.

3. What services can banks provide

Personal services: deposit services, withdrawal services, transfer and remittance services, personal loans, debit card issuance and management and maintenance services, credit cards or loans Card issuance and management maintenance services, foreign exchange services, personal electronic banking, convenience services, securities agency, asset promotion, investment and financial services, high-end customer service area;

Corporate services: corporate electronic banking, deposit business , withdrawal business, transfer and remittance business, credit business, institutional business, international business, entrusted housing finance, fund clearing business, intermediary business, asset promotion, and fund custody.

IV. What are the common banks?

Agricultural Development Bank of China, Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Postal Savings Bank of China, Bank of Communications, China Merchants Bank Bank, Shanghai Pudong Development Bank, CITIC Bank, China Everbright Bank, Hua Xia Bank, China Minsheng Bank, China Guangfa Bank, Industrial Bank, Ping An Bank, Hengfeng Bank, Zheshang Bank, Bohai Bank, etc.

5. Customer service hotlines of commonly used banks

China Construction Bank: 95533

Bank of China: 95566

China Merchants Bank: 95555< /p>

China Bank of Communications: 95559

Agricultural Bank of China: 95599

CITIC Bank: 95558

China Minsheng Bank: 95568

Hua Xia Bank: 95577

China Everbright Bank: 95595

Shanghai Pudong Development Bank: 95528

Postal Savings Bank of China: 95580