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Is China Bank Card issued by Shandong University a credit card or a savings card?
This is a debit card, also known as debit card, which can be used to swipe a card in a store. When swiping a card, you can directly deduct as much money from the deposit account, and there will be no situations such as over-swiping, overdraft, and use of cyclic interest. Debit cards can also be withdrawn by ATM transfer and cannot be overdrawn. The amount in the account pays interest according to the current deposit.