It is basically free for rural credit cooperatives to apply for a bank card. Now the fee for applying for a card is a production fee, which varies from place to place. It is usually about 10 yuan. Many banks, especially rural credit cooperatives, do not charge a production fee. Now everyone can apply for a card at every bank with no annual fee or small account management fee. It is not used normally, there are no fees, and there is no need to deposit or pay. You just need to mention it when you apply for the card.

Supplementary information:

1. One ID card can apply for two rural credit cooperative cards

2. Some banks have certain limits on the number of ID cards they can apply for;

3. A maximum of three bank cards can be applied for at the same bank at one time;

4. The total number of bank cards held in rural credit cooperatives shall not exceed ten;

5. Only one online banking account can be opened, and multiple bank cards can be linked;

6. One of the bank cards can apply for annual fee exemption.

Extended information:

1. Rural Credit Cooperative Credit Card

(1) Rural Credit Cooperative Credit Card Application Conditions:

1. Required Be 18 years or older.

2. Annual income of at least 30,000 yuan.

3. Have no bad records on your personal credit record.

4. Stable job.

(2) The following information is required:

1. Copy of ID card (copy by yourself).

2. Income certificate or work certificate from the unit (print it by yourself or collect it at the counter).

3. Credit card application form (collected at the credit union counter).

4. If you have real estate or vehicles, provide the information to the bank and you will get a large credit card limit.

3. Relevant information after credit card application

1. After the credit card application information is submitted, it will first be submitted to the credit card center review department of the issuing bank. The review department will score the applicant based on his or her personal situation. This process usually takes 10 working days.

2. If the card-issuing bank passes the review, the card-issuing bank will make a card for the cardholder within two working days, and then send the credit card registered letter by registered mail or express. It usually arrives in about 15 days. Express delivery usually takes around 5 days.

3. For some cardholders who have already applied for a credit card and submitted relatively complete information, the bank's approval will be much faster, and the card will be issued in about three days, so the credit card can be applied for quickly, depending on the application. It depends on the person's personal situation and the approval speed of the card-issuing bank. Results will be available in about a month.