What are the benefits of applying as a recommender for CCB Credit Card

What are the benefits of applying as a recommender for CCB Credit Card

If CCB sends a text message to invite you to recommend others to apply for a card, the invitation There are instructions in the text message about what gifts can be received by recommending a few people. If no text message is received, there are no gifts or other benefits.

When it comes to credit cards, recommending someone to apply for the card - what are the benefits of recommending someone?

1. No, the type of card and credit limit you get depends on the applicant’s personal situation, work situation, and credit record.

2. Under normal circumstances, banks have recommendation activities, and the recommender will get corresponding benefits, such as card swiping fees and physical rewards after the number of referrals is reached.

CCB Credit Card Referrer

CCB does not have any rewards for referral activities. It seems that it requires employees. This has nothing to do with your card application. You can leave it blank

What are the benefits of recommending a China Merchants Bank credit card

1. The bonus points will be transferred to the cardholder's main card account in the month after the referrer reaches the standard.

2. New customers who do not hold a card and want to recommend relatives and friends to apply for a card can only participate through online banking channels. If the referrer of the new account has not yet issued a card when the recommended person reaches the standard, the gift will be given

3. The points given in this event refer to the permanent points of China Merchants Bank Credit Card, and do not include the following types of points: company points, American Express Card points, car card points, Air China Friendship Card points, ANA co-branded card points, ANS points, CP co-branded card points, Jiuyou network card points, Happy Card points, China Southern Airlines co-branded card points, Hainan Airlines co-branded card points, Xiamen Airlines co-branded card points, Gloria co-branded card points, World of Warcraft co-branded card points, FAW-Toyota co-branded card points, QQVIP points, China Eastern Airlines co-branded card points, city theme card points, THINKPAD points, etc.

Are there any benefits to increasing the limit of CCB credit card?

A large credit card limit is good for people who spend frequently and make large purchases.

What are the benefits if I have a CCB credit card and want to apply for etc?

There is no benefit. The process is as follows:

1. The original copy of the car owner’s valid ID and driving license is required. and a copy (non-car owners must also bring the agent’s valid ID). A copy of the driving license needs to be a copy of the page with the latest annual inspection;

2. Fill out a credit card application Table, this credit card is used to bind the ETC card. After getting the credit card, you can go to the designated outlet to receive and install the ETC vehicle-mounted equipment (OBU) for free with the POS slip by swiping the card twice, without any fees;

3. If the car owner already has a credit card and wants to use it to bind the ETC function, sorry, this does not fall within the scope of this free device. Therefore, even if you have a credit card, you still need to apply for a new one if you want to get the OBU device for free. For credit cards, the original card and the new card enjoy the same limit. Of course, you can also cancel the original credit card and only use the new card;

4. If the car owner has a savings card and wants to bind the ETC function, follow the instructions The transportation department requires that a certain amount of deposits must be frozen, and equipment will not be given away for free.

What are the advantages and disadvantages of recommending others to apply for a credit card?

If it is a China Merchants Bank credit card, you can enjoy corresponding activity qualifications, such as: web links

Temporarily No harm, since you are not the guarantor and are not responsible.

What are the benefits of applying for a China Merchants Bank credit card?

Benefits of credit card: Compared with ordinary bank savings cards, the most convenient way to use a credit card is that it can be used without cash in the card. For ordinary consumption, in many cases it is enough to repay the amount consumed on time.

1. You can use overdrafts without deposits, and you can enjoy an interest-free period of 20-56 days for on-time repayment without any interest charges (most banks will charge an interest of 50,000 cents on the day of cash withdrawal. There is also a handling fee of 2. Industrial and Commercial Bank of China waives handling fees for cash withdrawals and only charges interest);

2. Swiping the card when shopping is not only safe and convenient, but also provides gift points;

3. You can enjoy discounts when you use the card at the bank's special merchants;

4. Accumulate personal credit and add integrity records to your credit file, which will benefit you throughout your life;

5. Accessible across the country, you can withdraw money or make purchases by credit card at ATMs and POS machines with the UnionPay logo; (Note: Credit cards are only suitable for consumption, it is best not to withdraw cash, the cash withdrawal fee is very high, which is not cost-effective)

6. Spend by swiping your card, collect existing points with some credit cards, and enjoy various discounts and lucky draws throughout the year, so you can always be surprised just by using your card. (Most credit card online payments do not have points, but online shopping payments are very convenient and fast);

7. Free monthly mailing of statements, allowing you to transparently control every consumption expenditure; (Now promoting green environmental protection, you can Cancel paper statements and change to electronic statements)

8. The unique supplementary card function is suitable for couples to manage finances together or control their children’s financial expenditures;

9. The free choice of one card and dual currencies is available all over the world. Overseas consumption can be repaid in domestic RMB;

10.400 phone number or 5-digit short number starting with 9 is available 24 hours a day. Loss reports are effective immediately, and lost cards are zero-fee. Risk;

11. Have validity period: It is known that the validity period of domestic credit cards is generally three or five years.

What are the benefits of being recommended to apply for a credit card?

In the case of a China Merchants Bank credit card, from now until February 9, 2017, you can recommend relatives and friends who do not hold the card to apply for a China Merchants Bank credit card. After the card is successfully issued, all relatives and friends Activate the card within 30 days, and the recommender will receive corresponding rewards:

Successfully recommend 1 person and receive 1,000 CMB credit card points;

Successfully recommend 2 people and receive 3,000 CMB credit card points;

Successfully recommend 4 people and receive 10,000 China Merchants Bank credit card points.

Three levels of point rewards cannot be obtained at the same time. Referrs can receive up to 10,000 points. The type of points given away in this event is permanent points of China Merchants Bank Credit Card.

What are the benefits of applying for a Ping An Bank credit card?

There are no benefits. The process of applying at the counter is:

1. Go to the bank branch where the credit card is processed, or find a local Staff at the bank's credit card center fill out the credit card application form. The content of the application form generally includes the applicant's name, basic information, financial status or source of income, guarantor and his/her basic information, etc.;

2. Submit certain copies of documents and certificates to the card issuing bank. ;

3. After filling in the application form truthfully, you must submit the relevant credit certificate together with the completed application form;

4. The application form is accompanied by a credit card. For the contract, the applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have his or her signature;

5. Credit card application process Basically completed, waiting for the credit card to be issued.

What are the discounts for applying for a CCB credit card?

There are quite a few discounts, it depends on which aspect you refer to.

Annual fee-free policy: Swipe the Gold Card 3 times to waive the annual fee for the following year (excluding business cards, car cards and other special cards)

Cash withdrawal fees: Domestic: 5‰ of the transaction amount, with a minimum of 2 yuan and a maximum of 50 yuan; overseas: 3 of the transaction amount, with a minimum of 3 US dollars.

Online payment: Alipay: It can be used after online registration. The single and single-day limit is 500 yuan. Installment business: interest-free installments (3, 6, and 12 issues) for specific merchants are supported.

After a single purchase of more than 1,000 yuan, you can apply for installments (3, 6, or 12 installments) by phone. Each installment will incur different handling fees depending on the number of installments

First of all, different card types will have different card types. Rights and interests, such as exemption of exchange fees for overseas use of some card types, membership benefits of certain joint merchants, etc.

There are also various marketing activities. There are marketing activities in various places. You can check them on the website of CCB branches. There are also marketing activities of the CCB Head Office, which can be viewed on the CCB credit card homepage - card discounts - special promotions. In addition, there are many preferential merchants that cooperate with CCB, and you will get designated discounts or other benefits when you use CCB credit cards at these merchants.

I hope my answer can help you.

For more information about the discounts for applying for a CCB credit card, go to: View more content

What discounts are available for CCB credit cards?

There are always activities, which are pretty good Many. For example, cash rebates for overseas transactions, dining discounts, movie tickets of 5 yuan, 15 yuan, etc. For specific activities, you can go to the official website of CCB. For example, use a Lenovo desktop computer with Microsoft system, open Google Chrome, search the official website of China Construction Bank on Baidu, log in to the CCB credit card channel - you can see the latest activity information when using the card discounts. CCB official website:

Extended information:

The steps to apply for CCB credit card online are as follows:

Lenovo desktop computer, Google Chrome, open Baidu homepage, enter " China Construction Bank", enter the search results page.

In the search results, look for the official website logo, as shown below, and click to enter the official website of China Construction Bank.

After successfully logging in to the official website, select "Credit Card" in the hot channel in the first column of "Personal Customers".

At this time, you have two ways to apply. , click Apply Online on the left to enter. Or if you like the credit card on this page, click "Apply" next to it. The following is an example of applying through a common online application page.

Next, you have to fill in the information truthfully according to the requirements of the web page. Fill in the basic information until the end.

The specific steps for applying at the counter of a China Construction Bank credit card outlet are as follows:

1. Go to the local China Construction Bank outlet that handles credit cards and fill out the credit card application form. The content of the application form generally includes the applicant's name and basic information, including financial status or source of income. A guarantor is also required to apply for a credit card.

2. Submit a copy of your ID card, salary certificate and other information to the staff of China Construction Bank.

3. When submitting the application, submit the applicant’s personal credit status certificate and other information to the staff.

4. After completing the basic credit card application process, you can wait for the official notification from the bank.

The common repayment methods for China Construction Bank credit cards mainly include:

1. Repay within the issuing bank. Specifically, it can be done through: card issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc.;

2. Inter-bank transfer/remittance repayment. Specifically, there are two repayment methods: inter-bank repayment in the same city and inter-bank repayment in different places;

3. Online repayment. Specifically, you can make repayments through: UnionPay Online, Kuaiqian, Shengfutong, Alipay, etc.;

What are the promotions for CCB credit cards?

For a long time, CCB Jilin Province has been rooted in the general public's credit card consumption field, serving the public based on people's clothing, food, housing and transportation, focusing on customer needs and experience, focusing on digital construction, and providing people with accessible, accurate and direct services. , ubiquitous financial services.

Create a differentiated product system to meet the multi-level needs of customers

“The entire installment application process is very simple, the review and loan is very fast, the interest rate is also very affordable, and I am buying home and building materials. It can be used everywhere, and the decoration can be completed easily!" Looking at the new house that was about to be decorated, Mr. Zhang, a Changchun citizen, beamed and praised CCB's service.

Not long ago, Mr. Zhang’s family was faced with the problem of lack of funds for decoration. They had just bought a house and had to spend a large sum of money for decoration at one time, which was a big burden.

After learning that China Construction Bank can handle home improvement installment business, Mr. Zhang felt like a blessing after a long drought. After a pre-loan on-site investigation and verification that the loan met the conditions, CCB Changchun High-tech Branch immediately provided him with a loan of 100,000 yuan, solving his urgent need.

In fact, this is just a small case of China Construction Bank Jilin Branch deeply exploring the field of consumer credit and helping people realize their "dream of housing in peace". In recent years, with the starting point of meeting people's needs for a better life, the branch has continued to inject new impetus into consumption upgrades with "new services".

In addition, on the basis of fully meeting the consumer credit needs of residents, CCB Jilin Branch focuses on segmenting customer groups and strives to launch diversified credit card consumer credit products to meet the consumer credit needs of individuals and families at all stages and in various fields. . At present, branch credit card products have covered many areas of people's livelihood consumption such as automobiles, decoration, home furnishings, home appliances, and department stores. By meeting users' needs for the richness and convenience of consumer credit products, they can increase the value of users' wealth and maximize their utility. As of the end of October 2021, the branch had achieved a cumulative installment transaction volume of 6.77 billion yuan.

Accelerate the construction of scenario finance to improve customer card use experience

Nowadays, the demand for consumer finance is surging, and scenario finance has become the mainstream of the credit card industry. In recent years, CCB Jilin Branch has continued to accelerate scenario construction and channel layout to create its own scenario financial ecosystem.

The "CCB Life" APP was launched online to create a one-stop life scene service platform under the Internet model for customers. On November 9, the "CCB Life" APP was launched in Kaicheng across the province, integrating ten major scenarios such as food, takeout, recharge, taxi hailing, movie performances, and payment. It also provides financial services such as credit cards and wallets to provide users with a quality life. New choices and new experiences.

It is understood that since the launch of the "CCB Life" platform, there have been more than 400,000 registered users and more than 2,000 merchants settled in. Catering, supermarkets, travel, ice and snow, automobile consumption, etc. are unique to Jilin's local characteristics. The scene construction has achieved initial results. "Through this move, China Construction Bank has brought real discounts and conveniences to customers, and it has also brought us more business." Chen Wenjie, financial director of Changchun Eurasia Commercial Chain, said at the launch ceremony of the "CCB Life" APP.

Explore influential channel resources offline, select high-quality merchants, carry out channel scenario marketing, and build a multi-scenario and limited financial ecosystem for food, clothing, housing, transportation and entertainment. It now covers all cities in the province, covering shopping, Food, travel, entertainment and other fields. Since the beginning of this year, the branch has been actively building the Dragon Card brand that is “easy to use, want to use, and love to use”. On the basis of the head office’s “Long Card Credit Card, Discount 666” brand promotion campaign, it has successively launched “Start a Better Life” and “Expand in Place” A series of blockbuster activities such as "Year", "Dragon Card Consumption Season, ***Have a Happy Spring", "Long Card May Day Happy GO, Multiple Discounts and Fun".

CCB Credit Card Special Scenario refers to

It mainly includes three contents: merchant expansion, special event services, and daily maintenance of the scenario.

1. Cash withdrawal and installment payment, flexible installment, you can use CCB credit card to apply within the available limit.

2. Optional time, transfer payment, and handling fees are also charged.

3. Coupon activities mainly include: e-use, JD Pay, Meituan Pay, Suning Pay, JD Pay, etc. The preferential activities mainly include: users can get double points by swiping their cards at the card-issuing bank; they can get special points by swiping their platinum cards and Dragon Card cars.

Are there any discounts for buying movie tickets with CCB credit cards?

There are discounts for buying movie tickets with CCB credit cards. For example, if you choose to use a CCB credit card to buy movie tickets during the National Day, you can use the Dragon Card Hot Purchase Credit Card to pay 6.2 yuan to enjoy a movie in a standard cinema. Each card is limited to one movie per day, first come first served.

1. What promotions can I participate in with CCB’s credit cards?

Nowadays, most people use credit cards when traveling or shopping, so CCB credit cards will also have many discounts.

1. Some special cards of China Construction Bank will have some rights. For example, Dongfeng Nissan Dragon Card enjoys a special 50% discount on maintenance work hours on your birthday.

Times Movie Dragon Card holders who bring this card and their ID card to Times Cinemas on their birthday can watch a movie shown on that day for free.

2. At present, many credit cards of commercial banks have birthday multi-point discount activities. Cardholders can enjoy more consumption by swiping their cards on the month/week/day of their birthday.

3. It should be noted that if you use a CCB credit card, you can follow the CCB credit card official website and see many discounts.

2. How to apply for CCB credit card?

If you want to apply for a CCB credit card, you can apply at the CCB business hall with relevant documents. First of all, you must bring your ID card, as well as some other materials and documents, such as social security card, salary slip, salary certificate, etc., because it is difficult to apply for a credit card with just an ID card. , Under normal circumstances, you can successfully apply if you have a social security card and salary card. It would be better if you have proof of your car or house. After explaining your purpose, the staff will ask you to fill out an application form. After the bank staff copies your relevant certificates, you can leave after confirmation. Once approved, you can get a CCB credit card.

To sum up, it is more convenient to use a credit card when you want to spend money when you go out, and you can participate in some preferential activities. So when you apply for a CCB credit card, you must bring your ID card and some other proofs. Regarding materials, if you only bring your ID card, the application process will be more difficult. If you want to participate in the preferential activities of CCB credit card, you can directly follow the official website of CCB APP, where some activities will be displayed.

That’s it for the introduction of CCB’s credit card recommendation activities.