What is the general starting limit for a CITIC credit card?
The credit limit for a regular card is generally between 3,000 yuan and 10,000 yuan, the credit limit for a gold card is generally between 10,000 yuan and 50,000 yuan, and the credit limit for a platinum credit card is generally between 10,000 yuan and 50,000 yuan. The limit is generally above 50,000 yuan, and CITIC Bank’s cash withdrawal limit can reach up to 30% of the credit card limit.
Extended information:
CITIC credit card application process:
1. Submit application:
Applicants apply for the card at the counter or apply online Submit an application to the China CITIC Bank Credit Card Center.
2. Bank review:
After receiving the applicant’s application materials, CITIC Bank staff will check each information one by one and send SMS notifications to qualified applicants. Review results.
3. Make a card:
After passing the review, CITIC Bank will upload the applicant’s information to the card production center of the head office, which will be responsible for card production.
4. Send the card:
After the credit card is created, CITIC Bank will send the card to the address filled in by the applicant.
Notes on the use of credit cards:
Credit cards are mainly used to consume first and repay later. You can use bank funds to consume in advance and enjoy the interest-free period. This is a financial management method. Credit cards can be used as payment tools and can be consumed directly through the card-swiping POS machines or online payment platforms installed by merchants. Banks will also provide you with various forms of points, discounts, installments, draws, promotions and other activities. Credit cards are still the main international payment tool. You can shop overseas and on international websites conveniently. If you are staying in a hotel on a business trip, only a credit card can complete the hotel pre-authorization for you. A credit card is not a savings card, and interest will not be charged on deposits made to the credit card.
The basic functions of credit cards are the same, including card consumption, online payment, etc. Our bank will launch different discounts and promotions for different credit cards from time to time. Due to different personal preferences, it is recommended that you follow the Choose according to your own preferences. If you need to know the detailed information of the credit cards currently launched by our bank, please log in to the credit card website, click "Apply for Credit Card" - "Credit Card Family Portrait" and select the card you are interested in.
What is the general limit of a CITIC credit card (debit card)?
CITIC Bank credit cards (debit cards) generally have regular credit card limits of 3,000 to 10,000 yuan, gold card limits of 10,000 to 50,000 yuan, and platinum card limits of more than 50,000 yuan. .
The credit card (debit card) first card limit is closely related to the qualifications and credit status of the person applying for the card. If you want to get a relatively considerable credit limit when applying for the first card, it is recommended that the user provide as much financial proof as possible. And provide as detailed, complete and authentic information as possible.
What is the general credit limit of CITIC Credit Card?
The credit limit of CITIC Credit Card regular card is between 3,000 and 10,000 yuan, and the credit limit of gold card credit card is between 10,000 and 50,000 yuan. Specifically The amount is determined by CITIC Bank based on a comprehensive assessment of the applicant's personal qualifications.
The credit limit of CITIC Bank credit card is granted by CITIC Bank Credit Card Center, and cardholders can swipe the card and make purchases within the credit limit. The specific limit of the card you apply for is mainly determined based on your asset status.
We need to remind everyone that CITIC Bank only approves one credit overdraft limit for all CITIC Bank credit cards held by the same cardholder. That is to say, no matter how many CITIC Bank credit cards the cardholder has, For credit cards, the total amount that can actually be overdrafted is certain. These cards share the same maximum limit, which is the credit limit.
For example, if you have two CITIC Bank credit cards, one with a limit of 6,000 yuan and the other with a limit of 10,000 yuan, then your total limit is not the accumulation of them, but the highest value. 10,000 yuan.
What is the general limit of a CITIC credit card?
Credit cards from China Merchants Bank, Everbright and Ping An Bank are relatively easy to apply for.
Supplementary information:
It is very simple to apply for credit cards from China Merchants Bank, China Everbright, and Ping An. All you need is your work badge, medical insurance card, and ID card. China Merchants Bank can also directly apply and fill in the information on the official credit card website, and the bank will send the credit card after verification. In terms of quotas, these three will also be higher than the four major state-owned banks.
Extended information:
1. The application conditions for China Merchants Bank credit card are:
1. The applicant is between 18 and 60 years old and has Chinese nationality.
2. Applicants must have a relatively stable job and income, with an average monthly income of no less than 3,000 yuan.
3. The applicant must provide the bank statement of the salary card and the list of personal social security accounts for the past 6 months. If you have a car or a house, you can also provide a real estate certificate and a car driving license.
4. Applicants must have a fixed place of residence and be able to provide proof of permanent residence, daily payment receipts, etc.
5. Applicants must have good personal credit.
As we all know, the requirements for applying for a credit card from China Merchants Bank are that you are over 18 years old, have a stable job and income, have a qualified personal credit report, etc.
6. Applicants for China Merchants Bank credit cards must have certain financial ability and no bad credit record. Applicants should be between 18 and 60 years old (overseas applicants are between 25 and 60 years old).
2. Basic conditions for Everbright Bank credit card:
1. Credit card applicants must be between 18 and 65 years old (inclusive), have full capacity for civil conduct, and be legally stable Income and personal credit report in the People's Bank of China are in line with China Everbright Bank's card issuance conditions.
2. A valid original ID card must be provided upon request (including but not limited to domestic resident ID card, foreigner’s passport, Mainland Travel Permit for Hong Kong and Macao residents, Mainland Travel Permit for Taiwan residents, etc.).
This is the end of the introduction to the general limit of CITIC credit cards.