Credit card pre-authorization is aimed at special merchants, and it is the credit card holder's quota to confirm the license freeze in special merchants. Credit card pre-authorization will directly occupy the credit limit of credit card. Under normal circumstances, the frozen amount of credit card pre-authorization will be unfrozen after the user makes settlement consumption at the merchant. So how to cancel the pre-authorization of credit card?

How to cancel the pre-authorization of credit card?

1 merchant cancellation: the credit card holder can cancel the pre-authorization directly when the special merchant checks out, usually in real time.

2 fax cancellation: generally, fax cancellation will only be done if the merchant cannot cancel. Information such as pre-authorization amount, authorization number and transaction date will be faxed to the bank, and the effective financial seal of the merchant is required. Usually it will be cancelled within 35 working days.

Automatic cancellation: the credit card pre-authorization is valid for 30 days, and will be automatically cancelled if it is not settled in the merchant during this period.

The above is an introduction about the cancellation of credit card pre-authorization, hoping to help. It is suggested that the pre-authorization can be revoked when the credit card is not used for a long time to avoid personal financial losses.