It's not a routine, it's an activity exchange 150 yuan. The main reason for setting up a credit card is that the staff want to attract more customers to apply for credit cards for their performance appraisal. For the staff in the bank, applying for a credit card is also one of the criteria for assessing their performance. So it's not a routine, it's an activity Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers.