Credit card deductions are generally expired, over-indebted and irregular cards. In order not to reduce credit cards, the above situation must be avoided. In addition, personal credit information is also very important. If there is a bad record, the credit card will also be reduced. Next, Jin Toubian Xiao introduced how to avoid credit card deduction.

1 repayment on schedule

During the use of the credit card, you must repay it on schedule, try not to use the minimum repayment amount, prove the cardholder's economic ability, and effectively prevent the reduction.

2 Reduce personal debt

Credit cards evaluate cardholders from time to time. If it is found that the cardholder's debt is too high, the bank will think that the cardholder is a risk user. In order to prevent risks, banks will reduce their quotas, so they should reduce their personal liabilities.

3 specification card

If the credit card is not standardized, it is easy to break the rules. Many cardholders use credit card sets, and if they are found by banks, they will be controlled to reduce the amount, so it is necessary to standardize the use of cards.