What are the benefits of the Ping An Car Owners Credit Card?
Using the Ping An Car Owners Credit Card has the following benefits:
1. Comprehensive driving protection, including 500,000 driver accident insurance protection , accident safety protection up to ￥500,000 yuan.
2. Accidental medical insurance: accident medical insurance for 5 people in the car, with the insurance amount up to RMB 4,000 per person.
3. Comprehensive rescue guarantee, unlimited free rescue within 30 kilometers. In all provinces, cities and regions across the country, if a vehicle encounters problems while driving, you can apply for road rescue. The service scope includes: trailer towing, power connection service, tire replacement, emergency water filling, on-site repair, emergency oil delivery and other rescue services within 30 kilometers.
1. Ping An Car Owners Credit Card
1. The limit of Ping An Bank’s Car Owners Credit Card is related to the card level. The gold card has a maximum limit of 50,000 yuan, and the platinum card has a minimum limit of 50,000 yuan.
2. The specific quota will be comprehensively assessed by the bank based on factors such as the applicant’s job stability, income, and financial proof provided during application. The financial proof refers to the real estate certificate, vehicle driving license, income certification documents, social security/provident fund payment certification documents, academic certificates, etc. in the applicant's name.
2. The limit of the Ping An Bank Car Owner Card is between 3,000 yuan and 50,000 yuan, but the specific limit is comprehensively assessed by the bank based on your information. The better the qualifications, the higher the limit.
How to increase the credit limit of Ping An Car Owners:
1. Repay in full and on time
It is very important to repay on time. If you cannot repay on time, It will cause overdue payment and the quota may be reduced, let alone raised. At the same time, try to repay the loan in full, so that the bank will recognize that you have good repayment ability and approve your application for a limit increase.
2. Minimize the number of cash withdrawals as much as possible
Few people think that using credit cards to withdraw cash can make banks profitable (fees and interest), but this idea is very wrong. In order to prevent cardholders from using their credit cards to cash out illegally, banks are very cautious about credit limit increase requests from cardholders who frequently withdraw cash.
3. Grasp the card swiping limit
The more the card swiping limit, the better, nor the less, the better. There are card swiping skills in between, and it is best to consume incrementally. For example, first keep the monthly credit card consumption at about 30% of the total limit, and then apply for a limit increase. After increasing the limit on this basis, then use the card to spend 40%-50% of the total limit, and then Apply for an increase again.
How about the Ping An Good Car Owner Credit Card?
As a representative product of Ping An Group’s integrated finance, Ping An Good Car Owners Credit Card is jointly launched by Ping An Bank and Ping An Property & Casualty Insurance. It fully integrates the joint industry resources of both parties and provides comprehensive coverage through rights integration, APP integration and service integration. We provide car owners with one-stop, full life cycle automotive services based on their life and work scenarios.
To be honest, as a female driver with 3 years of driving experience, I was successfully attracted by the card benefits such as the 12% off gas discount and the redemption of gifts by swiping the card. It’s true that I want to save money, but it’s not worth losing the quality of life in order to save money. The emergence of Ping An Good Car Owner’s Credit Card has given me the greatest satisfaction in my consumer psychology of “getting value for money” and “buying with savings”.
After May 1st, as an old Ping An Credit Card user, I can participate in the 12% off gas promotion by spending 4 non-designated gas transactions of 388 yuan and 1 designated mobile payment every month. Save 100 yuan in gas rebates, and four non-designated gas transactions of 388 yuan, which is the cost of a piece of clothing, a hot pot meal, and a supermarket trip. It is a completely necessary expenditure, and the activity threshold is very close to the people. In addition, if you are a new Ping An Credit Card user, you only need to make one designated mobile payment of unlimited amount in the first two months after opening the card to participate in the 12% off gas discount.
How about the Ping An Car Owner Card
The protagonist of what we are talking about now - the Ping An Car Owner Card, not only can overdraft credit card consumption, but also enjoy various rights and benefits . But what are the advantages of segmenting it? I believe many friends will not be able to respond for a while. So, what is the Safe Car Owner Card like? Let’s introduce its advantages one by one below.
Detailed introduction to Ping An Auto Owners Card
Annual credit card fee
If you apply for Ping An Auto Owners Financial Credit Card for the first time, the annual credit card fee for the first year is completely free. , and if you make 6 purchases in the current year, the bank will waive the annual credit card fee for the second year, and so on. You need to know that the annual credit card fee for Ping An Bank’s car owner’s credit card is only 200 yuan, so it can be regarded as saving you a cost.
2 million aviation accident insurance
Secondly, use the Ping An Bank car owner financial credit card to pay 100% of the cargo transportation air ticket payment (not limited to domestic and international flights) or pay 80% For the above (including 80%) travel expenses, you can get airline accident insurance coverage of up to 2 million yuan for that flight. Of course, this accident insurance is expected to be used by everyone, and safety is the most important thing for us.
Vehicle Rescue
It is worth mentioning that those who apply for the Ping An Car Owner Card will also receive accident insurance worth RMB 68 zero for the entire vehicle crew, as well as 365 yuan for the whole year. For daily vehicle rescue, whether it is car towing or gas delivery or meal delivery, Ping An Bank will provide extremely comprehensive services. I believe that many customers pay money because they are optimistic about Ping An Bank's excellent services.
Special refueling discounts
If you are a member with a Ping An Car Owner Card, when you refuel, you will not only get twice the points for refueling across the country, but you can also participate in safety Go for the 12% off theme event. Although oil prices have dropped for the sixth time this year, the issue of high oil prices still confuses many car owners. However, the emergence of Ping An Bank’s car owner financial credit card can indeed alleviate the current situation of high oil prices.
However, it is important to note that when applying for registration of a financial credit card, you must pay attention to whether the registered website address is the official website of the financial institution. After all, there may be many "phishing" websites nowadays. , it is very possible to be deceived accidentally. Not only may it cause you financial losses, but it will also be very difficult to hold you accountable in the middle and later stages. Therefore, in order to avoid a lot of unnecessary inconvenience, you have to save the dessert when applying for a financial credit card.
How about the Ping An Bank Car Owner Card? Are there any offers?
The Ping An Bank Car Owner Card is very good. I have one myself. I can enjoy various rights and benefits while swiping the card. The Ping An Car Owner Card is a credit card product carefully designed by Ping An Bank to meet the card needs of car owners. Its benefits are very real. I remember that the card currently comes with vehicle accident insurance worth RMB 1.1 million, roadside assistance 365 days a year, Consumption protection for 72 hours before card loss.
Is the Ping An Good Car Owner Credit Card a scam?
1. Compared with other credit cards, the Ping An Good Car Owner Credit Card has an absolute advantage, relying on its "hard-core" one-stop service It has won the favor of many users. The disadvantage of Ping An Bank's car owner credit card is that the annual fee is relatively high. Generally, the first-year annual fee is two hundred yuan, and the annual fee will be incurred immediately after your card is activated. If you want to waive the annual fee for the next year, the consumption on the car owner's credit card or the car owner's all-in-one card credit account must exceed 30,000 yuan in the first year. Therefore, Ping An Bank’s car owner credit card has both advantages and disadvantages. Whether you should use it or not depends on your personal needs, because it was originally launched for private car owners. If your annual car consumption can reach about 30,000 yuan, you can use it. If you drive a lot and use a lot of fuel, you can still consider it.
2. The main advantage of Ping An Bank’s car owner credit card is that it has higher accident insurance protection. From 0:00 on the next day after you apply for the card, you can enjoy up to 500,000 yuan when driving a car. The driver’s accident insurance coverage is RMB 100,000, while other persons in the same vehicle can enjoy driving accident insurance coverage of up to RMB 100,000 per person. In addition to the driving accident insurance coverage, all vehicle personnel, including the driver, can also Enjoy medical insurance for driving accidents up to RMB 4,000 per person. The second benefit is that you can enjoy a 12% discount on refueling. The third benefit is the road assistance service. This service can provide you with free road assistance services within 30 kilometers once a day. If you encounter problems while driving in China, you can call the road assistance service number to apply for rescue services within 30 kilometers. .
This service also takes effect from 0:00 on the day after the first brushing, and is only available once a day, but there is no limit to the number of days throughout the year. In addition, emergency repair services such as calling for power connections, tire changes, and oil and water delivery can be guaranteed to arrive in urban areas across the country within 40 minutes, and towing services can ensure that rescue vehicles can depart within ten minutes.
3. If you are an old user of the car owner card, and you are using a Buddhist card, and you have no rigid demand for driving, washing cars, etc., then there is no need to apply for this card again. After all, the first year is rigid. fee. If you have a need for car washing and other benefits, but you are a Buddhist card user, you can also apply, but it is recommended to apply for a gold card. After all, driving and car washing are very expensive in big cities these days, and the annual fee of 300 can be paid back quickly. If you are a card-based POS user who swipes your card every month, you can consider a gold card or a platinum card based on the bill amount. After all, you still have to swipe your card even if you don’t pay, so it’s good to get some money back to stop the bleeding. , it won’t be a loss anyway.
That’s it for the introduction of Ping An Car Owner’s Credit Card.