Is AliPay binding credit card consumption good for credit cards? Some people say that it is not profitable because the issuing bank does not make money, and some people say that it is beneficial because the bank encourages online withdrawal. Banks do encourage online, and online methods are also the future trend. Besides, the real consumption is afraid of wool, so-called cash withdrawal, if you only use it for consumption, the existing credit card limit is enough for you, why should the bank withdraw it for you? If you want to increase the credit limit, you should not only master some credit card skills, but also use them in a diversified way. What is diversity? The combination of online brush and offline POS brush, and the combination of offline physical consumption and online physical consumption are the favorite of banks. As for the statements you asked, it's just that some people who don't pretend to understand say something puzzling there.