For example, the reconciliation date of the credit card is 20th, the repayment date is 20th, the ticket was bought on March 26th at 5438+0 (then the repayment date of this consumption is 5. 10), and the refund is 4. 10 on March 22nd. In this case, the repayment is (500*0.95=)475 yuan, or do you want to charge me 5. 10 to pay the service fee less (500 * 0.05 =) to 25 yuan?

The actual situation is like this. On March 2 1 day, the money paid for the ticket was 5. 10, and the refund was the money on your bill on March 20. I have deducted 25 yuan from you when I returned the money, and I will pay back 500 yuan when I pay it back on May 20th.

In addition, if you get a refund, you will usually return it to your original payment card, that is, your credit card, which may not be so fast, and it will arrive in 20 working days. And deduct your refund fee of 5%.

The above problems are related to the return of train tickets by credit cards. I hope I can help you.