Large credit cards do not require a deposit. Credit card companies that need to pay a deposit are all informal. If you listen to them and pay the deposit, you may never contact the "salesman" again after you pay it. I would like to remind you that if you want to apply for a large credit card, you can also submit valid financial materials such as property certificate, car purchase certificate or time deposit under your name. Moreover, it's best to go directly to your favorite issuing bank outlets, and don't covet temporary "cheapness".

How to open a credit card?

Credit cards can be handled by telephone, online banking or directly at nearby bank outlets. You need an ID card to open a card at an outlet. After you get the credit card, please check the information, name and card number on it. After confirming that it is your own credit card, call the customer service phone of the bank credit card, and the customer service will ask your identity for verification. After answering the customer service questions, the customer service will activate your credit card and complete the credit card account opening. You can also log in to online banking to activate the credit card online, install related online banking controls, log in and enter the card number and password to activate the credit card online.

Do I have to pay extra for the credit card?

Compared with personal credit cards, it is free to apply for credit cards through bank channels. There is no charge for banks to activate credit cards, and the so-called deposits are basically liars. It is recommended not to be deceived to avoid losses. Institutions that collect deposits are generally intermediaries or fraud companies, so we must be cautious. The activation of the new credit card does not need to pay any fees at all. If the person who asks for deposit must be a liar, it is recommended to go directly to the bank counter or call the bank customer service phone to activate the card, which is the safest.

What are the requirements for handling a large credit card?

To get a large credit card, the cardholder must have strong repayment ability. At present, the standard for banks to apply for large credit cards is mostly the annual salary100000 yuan or more or the material proof of 500000 yuan or more. Due to the large credit limit of large credit cards, the issuing bank attaches great importance to the applicant's credit record. If personal credit is tainted, banks will certainly not be willing to issue large credit cards for them; If the applicant has a good credit record, even if the income is not high, there is a chance to successfully apply for a large credit card.

In addition, if applicants work in state-owned enterprises, commercial guarantees or government departments, it is easy to obtain large credit cards, because such applicants are high-quality customers in the eyes of banks.