ICBC is the credit card application platform with the largest market capitalization and the largest customer service deposits in the world, and is known as the Bank of the Universe. As the first of the four major banks, ICBC has the widest network coverage and its card issuance capabilities are very strong. It is currently the bank with the largest number of card issuances and card types in the country. However, what are the most worthwhile cards from ICBC? All these credit cards are available!
1. Shangri-La Platinum Card. ICBC Xiangbai is a set of cards, divided into two versions: UnionPay VISA and UnionPay MasterCard. It is also one card with two numbers. It is both an ICBC credit card and a Shangri-La membership card. This card can enjoy the corresponding rights and interests of Shangri-La hotels, and automatically accumulate Shangri-La Golden Circle points for consumption. The points can be used to redeem free accommodation, room upgrades, instant dining rewards, spa vouchers, airline partner reward programs, etc. After applying for the card, you will automatically obtain gold-level Shangri-La Golden Circle membership; quickly upgrade to emerald-level membership; automatically accumulate Shangri-La Golden Circle points for consumption, and you can enjoy 3 times the points for consumption in Shangri-La hotels, 1000 points ≈ 100 US dollars; at any Shangri-La Group hotel around the world, you can enjoy a 10% discount on your stay, a 15% discount on dining, and a 20% discount on fitness.
2. Feminine Light Plus Platinum Card. There is no reduction in the rigid annual fee of 2,000 yuan. There are additional annual fee discounts in Shanghai, and you can enjoy an annual fee of 999 yuan during the validity period. By default, high-amount cash rebates are provided at home and abroad. There are sufficient cash rebate quotas, and men can also apply. Consumption does not count toward personal comprehensive points, and points only represent ICBC’s contribution. After applying for the card, users can enjoy cashback1 for domestic and overseas purchases, with the upper limit of cashback being 500 yuan per month/5,000 yuan per year (half domestic and overseas); cashbacks from hotels, overseas merchants and overseas shopping can be combined, with a maximum of You can enjoy 27 cash back; no foreign exchange fees; and enjoy UnionPay platinum privileges (benefits).
3. Global Travel Plus Platinum Card. This card has a rigid annual fee with no exemptions and a high application threshold. You can enjoy cash rebates for overseas purchases through the MasterCard network. Cardholders can enjoy the following benefits: cash back2 for overseas purchases, the monthly limit is the equivalent of RMB 500, and the annual limit is the equivalent of RMB 5,000; upon activation of the card, a free night's stay at a high-end hotel around the world, a free stay at a domestic high-end hotel One free buffet for two people in the hotel, unlimited domestic high-end hotel buffets for two, one for two, and unlimited domestic high-end hotels’ afternoon tea for two. It can be combined with hotel, overseas merchants and overseas shopping cashbacks, and you can enjoy up to 27 cashback.
4. ICBC Unbounded Platinum Digital Card. The card has a high pass rate, belongs to the UnionPay platinum level, has a single UnionPay standard, is the only account, and does not affect the China Economic News. Moreover, using this card can enjoy 10% off on 12306 tickets and enjoy UnionPay platinum privileges (privileges).
5. ICBC Struggle Card. It is a credit card specially designed for office workers. There is no annual fee during the validity period of the card and it supports time tolerance service. The color of the card is divided according to the level of the credit card. Blue is a regular card, red is a gold card, and black is a platinum card. It has various benefits such as 0 foreign exchange fees, account security insurance, and overseas cashback for trendy brands.
The above are the credit cards worth applying for from ICBC. Users can submit applications based on personal needs and actual repayment ability. They should pay attention to submitting applications within the scope of financial permission to avoid excessive borrowing.