Credit card display exceeding the limit refers to the amount that exceeds the amount that can be consumed by the credit card. For example, the amount of the user's credit card payment exceeds the single maximum limit for the day. Credit card over-limit refers to the cumulative use of more than the credit limit approved by the card issuing bank within one settlement cycle.

What is the reason for exceeding the credit card limit?

1. The amount of credit card swiped exceeds the maximum single transaction limit for the day.

2. Online transactions involve transaction risks, and credit cards are subject to bank limit controls.

3. Since bad card usage records are monitored by the bank, the bank limits the amount of a single transaction to a specific merchant.