China Merchants Bank issues all kinds of full-currency credit cards such as VISA, MasterCard and BOOKING, which can be used for overseas international credit card swiping or overseas online transactions. All transactions (including cash withdrawal) are automatically converted into RMB bills, with no 1.5% currency exchange fee and no need to purchase foreign exchange. Overseas (including Hong Kong, Macao and Taiwan) cash advance is calculated at 3% per transaction, and the minimum charge is 30 yuan or USD 3 per transaction.

With this card, you can get free travel inconvenience insurance and up to 2 million aviation accident insurance by purchasing my air ticket in full or paying 80% or more of my tour fare.

Hold this card within the validity period of the card, free of the annual fee for swiping the card, and without attaching any consumption conditions. ?