If you don’t get a credit card, you can reissue it. The specific method is as follows:

1. Credit card reissue generally needs to be reported as lost first, and then you can reissue it after the loss is reported. Generally, you can get it within 10 working days. to the card.

2. If the area is relatively remote, the time to get a new card may be extended. When applying for a new card, the bank will charge relevant fees, which will differ between different banks.

3. Don’t forget to repay when you reissue a credit card. When you lose your credit card and reissue it, you can repay through bank counters, third-party platforms, online banking, etc. If you don’t know the amount of your bill, you can call the bank’s credit card customer service hotline to check.

4. After you get the new card, you can activate it and use it. During activation, the credit card query password and transaction password need to be reset. The transaction information of the old card will also be inherited. The billing date and repayment date of the credit card will not change. After activation, the old card will become invalid.

Advantages of credit cards:

1. You can overdraft for consumption without deposit, and you can enjoy an interest-free period of 25-56 days and pay back on time without any interest.

2. Swiping your card when shopping is not only safe, hygienic and convenient, but also provides points for gifts.

3. You can enjoy discounts when using the card at the bank's designated merchants.

4. Accumulate personal credit and add integrity records to your credit file, which will benefit you throughout your life.

5. It is accessible nationwide and you can withdraw money or make purchases by credit card at ATMs and POS machines with the UnionPay logo.

6. Use your card to make purchases and collect existing points. A variety of discounts and lucky draws are available throughout the year, so you can always be surprised just by using your card.

7. Free monthly mailing statements, allowing you to transparently control every consumption expenditure.

8. The unique supplementary card function is suitable for couples to manage finances at the same time, or to control the financial expenditures of their children.

9. The free choice of one card and dual currencies is available all over the world. Overseas consumption can be repaid in domestic RMB.

The 10.400 telephone number or the 5-digit short number starting with 9 is available 24 hours a day. Loss reports are effective immediately and there is zero risk of losing the card.

11. Have a validity period: It is known that domestic credit cards are generally valid for three or five years.

12. Use third-party platforms (the domestic platform that supports credit card bill management is mainly Jujindou) to conduct business cooperation and provide preferential services to cardholders.