1. The credit card still needs to be returned after death. However, the repayment funds of credit cards come from the following sources:

(1) The credit card holders' personal assets can be repaid by means of liquidation;

(2) immediate family members of the credit card can help with repayment if they have repayment ability;

(3) The bank has the right to directly relate the repayment to the account balance of the credit card holder and deduct the payment;

(4) If the cardholder has no assets, the bank has the right to deduct it after the insurance funds arrive.

2. Legal basis: Article 161 of the Civil Code of the People's Republic of China

The successor shall pay off the taxes and debts that the decedent should pay according to law within the limit of the actual value of the inheritance. If the part exceeds the actual value of the estate, the heir will voluntarily repay it.

Second, how much credit card debt will be prosecuted and imprisoned

If the credit card debt is more than 5,, and the overdue time is more than 3 months, it will be prosecuted by the bank. After the court's decision, if it refuses to repay, it will go to jail. Because the arrears of 5, have reached the sentencing standard for credit card fraud, people who owe less than 5, will not go to jail. In addition, if the court refuses to repay after the judgment, you will be included in the list of untrustworthy people.