It can be handled by others, and the agent must hold the power of attorney written by the principal (himself) and bring the original valid ID card to handle the account cancellation business.

you can apply for account cancellation at any time if the card is not overdrawn.

If your card has not expired, you need to apply first, and then go to the bank for account cancellation after a certain period of time;

if the card has expired and the account balance is zero, you can go directly to the designated bank outlet to cancel the account.

when closing the account, you should bring the original valid ID card and card. If it is inconvenient for me to go through the formalities of closing the account, someone else can do it for you. The agent must hold the power of attorney written by the principal (himself) and bring the original valid identity certificate to handle the account cancellation business.

Extended information:

If your card has not expired when you close your account with a credit card, some banks stipulate that you need to go to the designated outlets to receive the card, and then go through the formal account closing formalities after a certain period of time (up to 3 days).

This is mainly because if the cardholder has made a manual credit card transaction before closing the account, the cardholder has already closed the account before the merchant submits the credit card slip to the bank for entry, so the bank can't settle the account normally; On the other hand, if the cardholder is in consumption abroad or withdraws cash, it may be several days before liquidation. If the account is cancelled immediately, it will also affect the normal liquidation of the bank.

Reference: account cancellation _ Baidu Encyclopedia