If you pay off all the current repayment amount before the due repayment date, the daily interest rate is 0.5 ‰, and the minimum repayment amount is the minimum amount that you must repay before the monthly due repayment date stipulated by the bank.

Minimum repayment amount = 65438+ 00% cash principal in advance.

+

10% non-advance cash transaction principal+

100% fee

+

100% interest+

100% over consumption+

65438+ 000% of the minimum repayment amount in the previous period+65438+000% of the installment amount, if it is a CMB credit card. You can choose to repay in full, charge interest on all consumption in the current period from the bookkeeping date (usually the day after consumption), or choose the minimum repayment amount, which is the basic repayment requirement for you to maintain a good credit record. You can not repay in full, but the repayment amount per installment must be greater than the minimum repayment amount. You can choose the repayment method according to the specific situation. Please pay the minimum amount listed on the bill until you pay it off. If you can't enjoy the interest-free repayment period by choosing the minimum repayment amount, please refer to the amount to be repaid in this period, so the money you consume can enjoy the interest-free period.