The amount of 80,000 yuan displayed by Wing Payment represents the maximum amount that can be borrowed on Wing Payment Platform. This amount is determined by the borrower's credit record, income status and other factors, reflecting the borrower's credit rating and borrowing ability.

When borrowers need to borrow money, they can apply within this limit. The actual loan amount will be affected by the loan purpose, loan term and repayment ability. You need to read the loan agreement carefully and understand the specific terms such as interest, repayment method and overdue penalty interest.