If you use a credit card, it usually takes half a year to use the original credit card. The processing time is the same as the normal card processing time, within fifteen working days.

Using a credit card means that the credit limit of your first credit card is not very high, but you have been swiping the card, and the amount of swiping the card exceeds 50% of the credit limit. You can repay on time, and you can apply for cash withdrawal by credit card after half a year. After the credit limit is increased, apply for a bank credit card, and the credit limit will naturally be high.

You don't need proof of income to get a card. You only need to show your credit card (which has been used for more than half a year), provide a copy of the card and ID card, fill out the credit card application form and submit it. The amount given is generally generous and will not be lower than the amount of your first credit card.

When you apply for a credit card with a credit card, you must go to the business hall of the bank. When going to the bank business hall, we should pay attention to several aspects:

First: Bring necessary documents, such as ID card, credit card, social security card and local real estate license. Sometimes, even if you can't get a credit card with a credit card, you can apply through your own documents.

Second: tell the bank staff in time, and the bank staff will provide services such as filling out relevant forms.

Third: in the next few days, within half a month, keep mobile phone calls open. Wait for official news or bank calls. If you haven't received the official news, you can call the official customer service consultation.