Legal Subjectivity:

Credit cards cannot be used to repay mortgages. Credit cards cannot be used as accounts to withhold the principal and interest of mortgage loans. When applying for a mortgage, you need to open a savings account at the lending bank for repayment. Deduction. However, you can use a credit card to advance cash, withdraw the cash and deposit it into your loan repayment account, and wait for the bank to automatically deduct the mortgage. It should be noted that credit card cash withdrawals require a certain amount of interest and handling fees. The handling fees are charged once (the handling fee standards of each bank are different and must be subject to the regulations of the card issuing bank). There is no interest-free period, and the daily interest is the borrowed amount. 0.0~5%, interest will be compounded monthly starting from the day of withdrawal. Legal objectivity:

Article 11 of the "Interim Measures for Personal Loans" A personal loan application shall meet the following conditions: (1) The borrower is a citizen of the People's Republic of China with full capacity for civil conduct or a national Relevant stipulated overseas natural persons; (2) The purpose of the loan is clear and legal; (3) The loan application amount, term and currency are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good, No major bad credit record; (6) Other conditions required by the lender.