3 issues. According to information from Hualu.com, if the user is under heavy repayment pressure, a credit card can apply for installment repayment. Generally, the one-year credit card installment payment fee is lower than the 18-year cash withdrawal interest and higher than the bank's 1-year commercial interest rate. Loan interest. The installment payment ranges from a minimum of 3 installments to a maximum of 24 installments. The longer the installment, the higher the interest charge. Therefore, it is appropriate to split the credit card installment into 3 installments. Article 7 of the "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks": Credit cards refer to various media that record cardholder account information, have bank credit lines and overdraft functions, and provide cardholders with relevant banking services.