If there is no accident, overseas merchants with UnionPay logo and ATMs can use RMB accounts in credit cards to pay. At present, this service has been opened in Hong Kong and Macao and South Korea, Thailand and Singapore. So, what problems should we pay attention to when swiping credit cards overseas?

what should I pay attention to when swiping a credit card overseas?

1. It's best to use the credit card in advance before going out for a long time:

If the credit card is not used for too long, abnormal situations may occur. Such as accidental damage or demagnetization of magnetic stripe information, which makes it unusable. Therefore, it is best to use it once in advance before going out to ensure that the card is accessible.

2. Pay attention to the restrictions on the amount and times of ATM withdrawals:

According to the regulations of the People's Bank of China, the daily cumulative withdrawal of credit cards should not exceed 2, yuan, and the daily cumulative withdrawal of other cards should not exceed 5, yuan. Therefore, the maximum amount of cash withdrawn at ATM is influenced by the regulations of the issuing bank and the acquiring bank, whichever is the minimum.

3. consumption abroad should be careful:

You should be extra careful when you are in consumption abroad. When you pay, you can fill in the tip amount and the actual consumption amount in the tip column, add them up and fill them in the total amount column, and then sign for confirmation. The total amount must be calculated correctly. If you write an extra zero tip, it will be too much.

In addition, overseas credit card swiping is not the same as general consumption credit card swiping. If you want to book a hotel room, the hotel will usually ask you to provide the credit card number as the basis for the reservation guarantee and give you the reservation number. These problems of overseas credit card swiping need the cardholder's special attention.