The reasons for rejection of Bank of Communications credit card application may be as follows:

1. Bad credit record. The applicant's credit record may contain negative information such as overdue payments, arrears, and defaults, which will affect the bank's approval of credit card applications. At this time, you can improve your credit record, improve your credit score, and increase the success rate of credit card applications by making more payments, actively returning debts, and fulfilling contracts.

2. Personal information is incomplete or inaccurate. If the personal information filled in by the applicant is missing or incorrect, the bank will be unable to accurately assess the applicant's application risk, resulting in the rejection of the credit card application. When filling in personal information, ensure the authenticity, completeness and accuracy of the information.

3. Insufficient income stability. The bank will consider factors such as the applicant's income, occupation, and career stability. If the applicant's income stability is insufficient or the financial conditions are poor, the approval rate of the credit card application may be affected. In this case, the passing rate can be increased by providing more proof of income or increasing sources of income.

In short, there are many reasons why applications for Bank of Communications credit cards are rejected. Applicants need to analyze their own situation in detail and take corresponding countermeasures. At the same time, you can understand your own situation by checking your personal credit record, so as to better optimize your credit situation.

Retouch: Rejection of credit card application may be due to poor credit history, incomplete or inaccurate personal information, and insufficient income stability. Applicants can improve their passing rate by paying more, providing proof of income, and understanding their credit history.