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Is Huimin Card a credit card?
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Huimin card is a debit card IC card product issued by rural credit cooperatives to the society, which has the functions of medical identity identification, medical settlement, financial subsidies for benefiting farmers, and fast electronic cash payment. This card not only has the basic functions of cash deposit and withdrawal, transfer settlement, consumption and financial management of Fuxiang debit card, but also can be used as a medical insurance voucher to support automatic withholding of agricultural cooperative expenses and payment of medical subsidies, and can also be used as a financial subsidy payment carrier to support financial subsidies for the benefit of the people.

Applicable object:

The card is issued to the participants of the new rural cooperative medical system and the financial subsidy object.

Functional features:

1, which has all the functions of UnionPay standard debit card. Can handle self-service equipment balance inquiry, cash deposit and withdrawal, POS consumption, mobile phone payment, overseas cash withdrawal, inquiry, consumption and overseas remittance.

2, financial subsidies to issue a card. The card can be used as the carrier of national financial subsidy funds, support the one-card payment of financial funds, and avoid the trouble of subsidizing customers with multiple discounts (cards).

3. Medical card function. By docking with the new rural cooperative medical system, it has the functions of identification of participants, information inquiry, fee payment and compensation, and can completely replace the old paper medical certificate.

4.IC card electronic cash function. The card has the function of IC card electronic cash, supports fast payment of electronic cash, and can be widely used for POS consumption, bus swipe, subway ride, water, electricity and coal payment, etc.

User guide:

1. Fuxiang Huimin Card is a joint debit card of Fuxiang. Cardholders must abide by the relevant provisions of the articles of association of Fuxiang Card of Hunan Rural Credit Cooperative and the relevant provisions of local joint card issuers (finance, medical care, etc.). ).

2. After receiving the card, the customer should go to the local rural credit cooperatives (rural commercial banks and rural cooperative banks) to activate the card in time with valid identity documents, and modify the initial password of the bank card at the same time.

3. Huimin card is free of annual fee, and the first card opening is free of cost.