Industrial and Commercial Bank of China credit card processing, ICBC credit card processing

1. The salary certificate is of little use, but if your factory has a bank that pays wages on behalf of you, you can open the salary account nearby. Three details, which show the summary of income; if it is salary, then you can apply for the standard version, with an initial limit of more than 2,000 yuan.

2. If there is no salary agency, and you have no other asset certificates, and the credit limit is not high, then you can choose to apply for a popular version of the credit card. The application procedure is relatively simple. The minimum limit is ten yuan and the maximum is five hundred yuan. If the card is activated within three months, if you spend more than 500 yuan, you will be given a 500 yuan limit, and if you spend more than 2,000 yuan, you will be given a 2,000 yuan limit; but at this point, the limit can no longer be extended. Going up.

3. If you want to apply for a high-limit credit card quickly, there is another way to apply for a card with a pledge. If you can deposit a two-year time deposit of 7,000 yuan as pledge (this amount cannot be withdrawn while the card is held, and can be withdrawn until the account is closed), you can apply for ICBC's standard credit card with a limit of 5,000 yuan. It is commonly known as a silver card; if you pledge 12,000 yuan, you can apply for a gold card with a limit of 10,000 yuan. Moreover, the pledged deposit will be automatically transferred every two years, and regular interest will be calculated. The money is still yours, but it cannot be withdrawn temporarily. If you use this method to apply for a card, it is very fast and you can get it in about two weeks.

4. To apply for a credit card, you must first have your valid ID. Then please choose the one that suits you among the above three methods and provide the corresponding information, and then find an ICBC branch nearby. Find the lobby manager or financial manager and fill out the application form completely. They will help you paste the information and submit it for review.