China CITIC Bank Credit Card Platinum and above Annual Fee Standard:
1, platinum (elite) card main card 480 yuan, subsidiary card 240 yuan;
2, platinum (distinguished) card main card 2000 yuan, vice card 1000 yuan;
3. CITIC VisaSignature Credit Card is RMB 2,000 for the main card and RMB 0,000 for the supplementary card/kloc-0.
CITIC Credit Card has not been opened, but an annual fee has been charged. You should check with the customer service department of the bank about the reason for the charge. The deducted 2000 will be returned within 3-5 working days and then reactivated, but your platinum card will be cancelled and cannot be used.
Extended data:
Credit cards charge an annual fee, which varies according to the level of the card. As long as the number of transactions in a year is enough, the banking system will automatically not charge the annual fee for that year, and so on. If you don't brush enough or don't brush at all, you will be charged an annual fee automatically.
CITIC Credit Card swipes the card or withdraws cash once within 30 days of card approval, free of the annual fee for the first year, and swipes the card or withdraws cash five times within one year, free of the annual fee for the next year. There is no charge if the credit card is not activated (note: except CITIC Unlimited Credit Card, Air China World Credit Card, Platinum Credit Card, Magic Titanium Card and annual fee products).
In addition, CITIC Bank does not open credit cards and does not need to pay an annual fee. There is no annual fee-free policy for CITIC Bank Platinum Card. The annual fee for the first year must be paid, and the annual fee for credit card can be used from the second year.
Notice of China Banking Regulatory Commission on Further Regulating Credit Card Business
Baidu Encyclopedia-Credit Card Annual Fee Rules